Sell My House Fast Dayton OH — FAQ

Fill out the form at mtgwbuyshouses.com or call (937) 503-8431. We'll contact you within 24 hours with a fair all-cash offer. Once you accept, we can close in as little as 7 days — with zero fees, commissions, or repairs required. No obligation to accept.

We can close in as little as 7 days from offer acceptance. Because we're all-cash buyers, there are no bank approvals or lender delays. You choose the exact closing date.

We calculate your offer based on your home's current market value in its present condition, recent comparable sales in your Dayton neighborhood, the cost and scope of any repairs needed, and our target margin as investors. We walk you through every factor — completely transparent.

Absolutely not. We buy homes as-is in any condition — mold, fire damage, foundation issues, code violations, hoarder homes — we buy it all. You don't need to clean, repair anything, or remove belongings you don't want.

Zero. No agent commissions, no service fees, no out-of-pocket closing costs. The cash offer we make is the exact amount you receive at closing. We pay 100% of all title fees, transfer taxes, and closing costs.

Yes, completely. Requesting a cash offer is 100% free with absolutely zero obligation. We present our offer and you decide on your own timeline. No pressure, no upfront contracts, no strings attached.

Having an existing mortgage is completely fine. Your mortgage gets paid off from the proceeds at closing, exactly like a traditional home sale.

Yes. Stopping foreclosure is one of the most common situations we help with. Call us immediately at (937) 503-8431. We can close quickly enough in most cases to stop the foreclosure process and protect your credit.

Yes. Delinquent property taxes are a lien against the parcel, not a barrier to selling. The title company orders a payoff figure from the Montgomery County Treasurer and the back taxes are paid directly out of the sale proceeds at closing — you don't need to pay them first or bring money to the table, as long as your equity covers the balance. Our guide to being behind on property taxes in Dayton walks through the full timeline and your other options.

A 10% penalty is applied to any half not paid in full by its due date, and interest is added on August 1 and December 1. Parcels still carrying unpaid charges as of August 1 become eligible for the county's tax lien certificate sale — which sells the tax claim, not your house. Before that happens, the Treasurer's Delinquency Department at (937) 225-4010, option 2, can usually set up a monthly payment plan that stops further penalties. We explain each stage in what happens after the Dayton property tax deadline.

Yes, and vacant properties are one of the situations we handle most often. We do not need the utilities turned back on to make an offer or to close, we do not need the house emptied — leave the furniture, the belongings and anything a former tenant left behind — and we do not ask for repairs. Delinquent taxes and any code-enforcement abatement charges are identified in the title work and paid out of the proceeds at closing, and out-of-state owners close remotely all the time. Our guide to selling a vacant house in Dayton explains what an empty house actually costs you each month it sits.

Not for vacancy on its own. Dayton's civil housing enforcement process responds to conditions an empty house tends to develop — overgrown vegetation, trash and debris, exterior maintenance problems. A first-time violation with no prior issue in the past 12 months generally brings a civil penalty warning notice with a 10-day window to fix the problem before any penalty applies, and anyone cited can request an administrative hearing. The bigger risk is what happens if the city abates the condition itself: under Ohio Revised Code section 715.261 those costs can be certified to the county auditor and placed on the tax duplicate as a lien on the parcel. Dayton Housing Inspection can be reached at (937) 333-3977. We cover this in detail in our guide to selling a vacant house in Dayton.

Usually, yes — and if the dates don't line up, we can close after you've gone. We buy directly, so there is no buyer's mortgage approval to wait on and no appraisal to schedule, which is what normally stretches a Dayton-area sale past a report date. Ohio closings run through a title company and mail-away signings are routine, so being at your next duty station is not an obstacle. If someone else may need to sign for you, arrange a property-specific power of attorney through the base legal office early — lenders and title companies often want to review it in advance rather than on closing day. Our guide to selling a Dayton house on PCS orders walks through the full timeline.

Paying the VA loan off in full at closing — what happens in an ordinary sale — is the straightforward route back to your entitlement. The version that catches people out is an assumption. You are released from liability only when the assumption is formally approved and the assumer meets VA's credit underwriting standards, and your entitlement is only substituted back to you when that assumer is an eligible veteran with enough entitlement of their own to swap in. A creditworthy civilian can assume the loan and leave your entitlement tied up in a house you no longer own. Confirm your own file with your loan servicer and your VA Regional Loan Center before agreeing to anything. We explain both paths in our PCS selling guide.

Yes. Damaged property is normal work for us — wind and hail damage, a tree through the roof, fire, water, or a repair that was started and never finished. We do not need contractor bids, we do not need the loss-draft inspections completed, and we do not need the house cleaned out or the utilities restored. What helps is knowing where the insurance claim stands when we talk, because who keeps the settlement is a term of the deal rather than an afterthought. Our guide to selling a storm-damaged house in Dayton explains how the money and the sale fit together.

Usually yes, and it is one of the three ways these deals get structured — you settle the claim, keep the proceeds, and sell the house in its damaged condition at a price that reflects it. The alternatives are assigning the claim proceeds to us in the purchase agreement, or closing the claim out and selling separately. Whichever you choose, put it in writing rather than leaving it understood, and tell the title company early: if funds are still sitting in your servicer's loss-draft account they have to be resolved against the mortgage payoff at closing. One thing to weigh first — under most replacement-cost policies the recoverable depreciation is only released after repairs are completed and documented, so selling unrepaired usually forfeits that holdback. We walk through the math in our guide to selling a storm-damaged Dayton house.

Kettering is our home base — MTGW Acquisitions is locally owned in Kettering, and we buy throughout the city and the rest of Montgomery County in any condition. That includes the 1950s–70s ranches and split-levels with original kitchens, older furnaces or galvanized plumbing that financed buyers tend to negotiate hard on. We make a cash offer within 24 hours, pay the closing costs, charge no commission, and can close in as few as 7 days or on the date you choose. See how it works when you sell your house fast in Kettering, OH.

Kettering is in Montgomery County, so the county sets the transfer costs: a conveyance fee of $3 per $1,000 of the sale price plus a $0.50 transfer fee, both customarily paid by the seller — about $626 on a house at Kettering's roughly $208,500 median value. The bigger costs on a traditional sale are negotiated: the agent commission, repairs or credits after the buyer's inspection, and the mortgage, utilities and insurance you carry until closing. Property taxes are prorated at closing either way. When you sell to us, we pay the closing costs and there is no commission. Our guide to selling a house in Kettering breaks down the costs and timeline.

Yes. We regularly purchase rental properties and tenant-occupied homes. You don't need to evict tenants or wait for leases to expire. We handle the tenant situation after closing.

MTGW Acquisitions is locally owned in Kettering, OH — not a national iBuyer. Unlike Opendoor and OfferPad, which charge 5–8% service fees and operate on corporate timelines, we charge zero fees and close on your schedule with personalized service from Travis & Nicole directly.

We buy all types of residential real estate — single-family homes, condos, townhomes, duplexes, multi-family properties, mobile homes, and vacant land. Any condition, any situation.

We buy homes throughout Dayton, Kettering, Beavercreek, Centerville, Huber Heights, Fairborn, Springfield, Miamisburg, Middletown, Cincinnati, and all surrounding Montgomery County communities.